Shopping

Buying Home Appliances on No Cost EMIs – A Quick Guide!

10:21 PM Rawat ji 0 Comments


Have you heard people buying home appliances such as ACs, refrigerators, air coolers on No Cost EMI? Have you ever wondered how they are able to buy such products on easy EMIs without disturbing their monthly outlays?


If you are also looking to buy some home appliances on affordable EMIs, then this post is for you.
You would also be able to know about the concept of No Cost EMI, its benefits and how to shop using the facility across India. Read on!

What is No Cost EMI?   
     
As the name suggests, it is a facility that lets you buy products as per your needs by spreading its cost over a tenor. You only need to pay only a fixed EMI per month and nothing extra. This way, you can save huge while buying your favourite home appliances and more on easy EMIs and also manage monthly outlays easily.

Example – Suppose you wish to buy an LG AC worth Rs.36,000 on No Cost EMI for a tenor of 9 months. Then, you will only need to pay Rs.4,000 as the EMI for 9 months and nothing extra. You will end up saving as you don’t need to pay anything above and over your EMI amount compared to other payment alternatives.

The No Cost EMI is presented by the Bajaj Finserv EMI Network via which you can buy all your favourite home appliances on easy EMIs across India.

What is Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network is a payment network.

It provides instant financing solutions to help you buy home appliances and more by dividing the cost of a product into easy installments.

You can make the most of the payment network to pay for your favourite ACs, air coolers, fridges and more products.

There are more than 1 crore+ members across the Bajaj Finserv EMI Network in India already enjoying the easy EMI facility to buy everything hassle-free.

Benefits of No Cost EMI facility

1.      Get credit limit of up to Rs.4 lakh

Based on your financial profile and eligibility, you can get a loan limit of up to Rs.4 lakh to start shopping on EMIs across the Bajaj Finserv EMI Network.


2.      Flexible repayment options

You don’t need to stress about repaying the availed credit limit soon and hamper your budget. You can easily opt for a tenor of 3, 6, 9, 12, 18 or 24 months and pay in flexible installments.

3.       Shop using the Bajaj Finserv EMI Network Card across India

You can use the Bajaj Finserv EMI Network Card to buy all your preferred home appliances on EMIs. All that you need to do is swipe it at a partner store across the Bajaj Finserv EMI Network in India like a credit/debit card.

4.      Minimal processing and down payment

Most of the home appliances that you buy using the No Cost EMI facility via the Bajaj Finserv EMI Network comes with minimal or no processing fees or down payment.

5.      Hassle-free and fast documentation

You don’t need to waste your time in arranging for a bucket of documents to avail the pre-approved loan limit to start shopping on EMIs. You can simply submit your KYC documents along with a cancelled cheque to get going.

How to shop for home appliances on No Cost EMI?

It is dead easy to start shopping for your favourite home appliances via the Bajaj Finserv EMI Network by following some simple steps:
1.      Visit any of the 60,000+ local stores in 1,300+ cities across the Bajaj Finserv EMI Network
2.      Select your home appliances such as AC, air coolers, fridges and more and swipe the Bajaj Finserv EMI Network Card like a credit or debit card
3.      Come out with your purchase on easy EMIs
Even if you don’t have the Bajaj Finserv EMI Network Card, you can still shop on easy EMIs. You can do that by submitting your KYC documents and a cancelled cheque at a partner store to avail in-store financing to start shopping on EMIs.

Avail the Special Summer Offer on home appliances and save more

Bajaj Finserv also brings its Special Summer Offer to help you save more while you shop for your favourite home appliances this summer such as:

Hence, you can now buy your preferred Air Cooler and other home appliances on affordable EMIs across the Bajaj Finserv EMI Network in India.

Bajaj Finserv also brings some fantastic pre-approved deals on an array of financial products such as EMI finance, credit cards, personal loans, home loans and more.

Such offers are created to simplify a potential borrower’s loan procedures and journey towards availing the loan approvals without hassles and super fast.

If you want to know about your customized pre-approved loan deals today, all that you need to do is submit your basic details such as your name and contact number.

0 comments: