Know About the 10,000 Houses to Be Built in Kurnool Under NTR Housing Scheme Urban

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In an attempt to ease the availability and accessibility of housing options across India, multiple government initiatives like Pradhan Mantri Awas Yojana have come into effect. While the PMAY scheme is a Central Government initiative, individual states have followed up on this attempt and brought in their individual sponsored housing plans.

In a similar targeted scheme, the Andhra Pradesh government launched its NTR housing plan that aimed to make housing affordable for all.

While the government continues with affordable housing endeavors across the state, a considerable share of targeted housing plans lies in the state’s ex-capital, Kurnool. The Andhra Pradesh government estimated the generation of 13,846 houses under the NTR housing scheme in this area, out of which 10,000 will be built in the peripheral region of the city.

Apart from the highlighted residential accommodation, the government also strives to provide multiple auxiliary facilities, viz. –

       Water supply
       Educational institutes, etc.

What is NTR Housing Scheme?

Launched in 2016, this housing scheme was a cohort plan with PMAY scheme and planned to achieve the ‘Housing for All’ aim of the Central Government. It was launched for both rural and urban areas ensuring that the underprivileged gained the benefit of affordable housing options.

As per latest reports, the government has

       inaugurated about 4.5 lakh houses, and
       sanctioned 15.78 lakh homes under PMAY Urban - Beneficiary Led Construction (BLC), PMAY Gramin, and the NTR schemes

  1. Beneficiaries of this Housing Plan
The following list of people are considered as beneficiaries of NTR housing scheme –

       Individuals who applied from the west constituency before the deadline.
       People from the east assembly constituency.
       Individuals who applied from the central assembly constituency before the deadline
       All who applied for VMC and filled it before the deadline.

  1. Eligibility Criteria and Documents
Beneficiaries of this scheme need to meet the following eligibility criteria and provide these below-mentioned paper works –


       He/she needs to be a permanent resident of Andhra Pradesh.
       Belong to the Below the Poverty Line/having a white ration card.
       He/she should not have any houses via a government housing scheme.


       Voter ID
       Aadhaar Card
       Present address and contact number
       Permanent address
       Age and number of family members
       Bank account details
       Number of years as a resident of this state
       Ownership details of one’s present home
       Average monthly income of the household

  1. Registration Process
All that potential applicants need to do is follow the below-mentioned registration process –

       Log on to the official site of NTR scheme.
       Select ‘Citizen Assessment’ option and click on ‘slum dwellers’ tab.
       Click on ‘Benefits under other 3 components’ option and provide required personal details.
       Fill in the online application form and attach essential documents.
       Enter the captcha code and click on ‘save’ option.

Following this, the application process of this scheme starts, and applicant’s eligibility criteria are checked.

Considering this ease in availing of affordable housing options, potential homebuyers still face challenges regarding the financing of their house purchase. Hence, individuals prefer to go for the best housing loan in India from leading NBFCs.

Such Home Loan from reputed financial institutions offers borrowers with a high credit amount and a convenient repayment structure via the lowered rate of interest.
Such advances also come with multiple lucrative features that include –

       Higher loan amount of up to Rs. 5 Crore
       Competitive rate of interest
       Minimum home loan documents needed
       Easy balance transfer facility
       Top up loans
       Property dossier
       Complete transparency in the home loan fees and charges
       Flexible range of repayment tenure from 2 to 20 years
       Convenient access to loan account via a customer portal

Such beneficial features make availing a home loan in Vijayawada, Andhra Pradesh the preferred go-to option for all those applying for affordable housing options under the NTR scheme.